Total loss
Challenging a Total Loss Settlement Offer
When your vehicle is declared a total loss, the insurer’s initial offer is often lower than its true value, leaving you with three key questions.
“My insurance company totaled my car, and I think the offer is too low. What should I do?”
Contact Motor City Auto Appraisers for a complimentary, no obligation vehicle valuation within 48 hours, so you know whether to accept or reject their offer.
“Can I dispute a total-loss valuation?”
Yes, most auto insurance policies have an appraisal clause that allows the insured to contest a total-loss valuation.
“What is the appraisal clause in my auto insurance policy?”
A provision in an auto insurance policy that gives the policyholder a formal way to dispute the insurance company’s valuation of a covered loss. Each side selects an unbiased appraiser to represent and negotiate a fair settlement. If the appraisers cannot agree, a neutral umpire may be used to determine the amount of loss.
Don’t settle for less, let us help you get every dollar your vehicle is worth.
Here are 5 key reasons to hire Motor City Auto Appraisers to represent you when your car is totaled:
- Ensure You Get Fair Market Value
- Uncover Missing Value Factors
- 30-plus years of Insurance Negotiations Experience
- Experts in Increasing Total Loss Settlements with win record of 100%
- 5-Star Rating with hundreds of reviews
Get a free review in 48 hours by submitting your vehicle’s valuation, repair receipts, and photos (if you have them).
Motor City Auto Appraisers’ “No Fee Guarantee.” If we don’t raise your settlement by more than twice our fee, our service is free.